The Right Coverage Exists for You. Let's Find It Together.
Rebecca Oaxaca is an independent insurance broker licensed in eight states, guiding clients through Medicare, health insurance, income protection, and CDL legal coverage.
Explore My Services
Insurance shouldn't feel like a puzzle you have to solve alone
But for most people, it does — too many options, too much fine print, and no one in your corner who actually knows your situation.
That's what I do differently. As an independent broker, I'm not tied to any single company or plan. I work for you. I take the time to understand what you need, compare options across multiple carriers, and help you make a decision you can feel confident about — without pressure, without jargon, and without the runaround.
From Medicare and Covered California to Colonial Life and CDL legal protection — I help individuals, families, and working professionals across eight states find coverage that fits their lives.
Coverage for every stage of life.

Turning 65 or On Medicare?
Medicare has more moving parts than most people expect — and the decisions you make at enrollment can affect your coverage for years. I help seniors, those approaching 65, and people on disability navigate their options with clarity and confidence. I'm a Medicare recipient myself, so I know what this transition really feels like.

Need Health Insurance in California?
If you're a California resident without employer coverage, Covered California's marketplace may be the right fit — and you may qualify for financial assistance that significantly reduces your monthly costs. I'm a certified Covered California agent.
A Commercial Driver Who Needs Legal Protection?
Your CDL is your livelihood. One ticket or licensing issue can put everything at risk — and your employer's insurance protects their business, not yours. LegalShield's Commercial Drivers Legal Plan gives you access to attorneys who specialize in CDL matters.

Looking to Protect Your Income or Fill Coverage Gaps?
Health insurance covers a lot — but rarely everything. Colonial Life's voluntary benefit products pay cash directly to you when accidents, illness, or disability disrupt your income. AllyHealth gives you on-demand virtual care and wellness tools that complement any plan.

Why Work With Rebecca?
Rebecca operates as an independent broker, representing your interests rather than any single insurance company. This approach ensures unbiased advice tailored to your needs.
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She holds licenses in eight states, allowing her to provide expert guidance across a broad region. This multi-state presence expands your coverage options.
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Rebecca is contracted with 14 carriers offering Medicare, health, life, and specialty insurance products. This variety helps find the best fit for your unique situation.
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With nearly 20 years of advocacy and insurance experience, Rebecca brings deep knowledge to every consultation. Her insight helps clients navigate complex insurance decisions confidently.
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As a Medicare recipient herself, Rebecca understands the process from a personal perspective. This firsthand experience enhances her ability to guide clients effectively.
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Appointments are flexible and available by phone, video, or in person to fit your schedule. Rebecca prioritizes accessibility and convenience in every interaction.
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3 Step Process
STEP 1 — EDUCATE
I make sure you understand your options before we look at a single plan.
Good decisions start with the right information — explained in plain language, without the jargon.
Step 2 — Evaluate
I take the time to understand your specific situation — your health needs, your budget, your doctors, your lifestyle — and narrow down the options to what actually fits.
Step 3 — Enroll
Once you've chosen the right plan, I handle the details and make sure everything is set up correctly.
I stay with you long after enrollment — available year after year when questions come up or your situation changes.







